address, etc., of an owner of the financial transaction instrument, and/or the like. In some embodiments, each two-dimensional code represents a binary code, which, in turn, represents an alphanumerical character. The information represented by the code can be in unencrypted (e.g., plaintext...
While it may not be inherently problematic to concentrate development in specific places (à la Silicon Valley), pressuring less-wealthy provinces into issuing lofty goals, which then require investing in development efforts in pursuit of an unlikely payoff, means that they may not have the ...