AllRegs Helps Lenders Learn Rules of FHA Lending.(Special Report)(Federal Housing Administration)The article reports on the launching of a Federal Housing Administration (FHA) hotline by AllRegs in the U.S. The service is intended to support the increased growth of homeownership through FHA loan...
At Plaid, they’re seeing a renewed interest in businesses expanding into Europe from the United States and from the US into Europe, as “demand for online finance continues to grow.” Nearly nine in ten consumers use fintech tools, according to Plaid’s The Fintech Effect report,… Read ...
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The Consumer Financial Protection Bureau (CFPB) proposed an interpretive rule explaining that many paycheck advance products, sometimes marketed as “earned wage” products, are consumer loans subject to the Truth in Lending Act. The guidance will ensure that lenders “understand their legal obligations...
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payday lenders. Of course, in our data, that’s not quite what we see. People are over-optimistic when they start to borrow, but by the time we’re a few loans in, people have wised up, and so it’s not enough of a...
European central bankers have been advocating for the Basel Committee on Banking Supervision to agree on requiring lenders to disclose their strategies for meeting green commitments. In closed-door meetings, US officials have cited their narrow mandate and concerns that the Basel Committee was over...
How the pandemic accelerated a pivot to direct-to-consumer sales Felix:At one point, you went from supplying restaurants to a direct-to-consumer model. Tell us about how that transition went. Ori:We did what was in front of us, and what was in front of us was my co-founder emailing ...
Borrowers who take out these loans are often left in a “payday loan trap,” unable to pay off their debts in full. The pros of payday loans And if you use online lenders, you can also get cash at any time during the day, which means you don’t need to go to your job to get ...