Gaps between the cost of attendance and the amount of financial aid a college is able to offer existed before this economic downturn, as only a few colleges promise to cover 100% of a student's financial need. But this year has brought a new intensity to the problem, says Daniel Blednick...
However, sometimes the cost of college exceeds the amount of financial aid a family receives. Here's what to know about ways to close the gap between financial aid and the total cost of attendance. MORE: Understanding Federal Student Loan Types Common ...
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395, but the amount you receive is based on these factors: your Student Aid Index (formerly calledExpected Family Contributionor EFC); the cost of attendance for your school; your status as a full-time or part-time
The Student Aid Index (SAI) value (like the EFC), now fully implemented, is a component in another equation that includes two additional factors: Cost of Attendance (COA) (what tuition and other costs will be) and Other Financial Assistance (OFA) (what the student will receive from other ...
Parents can also take out their own student loans (separate from loans where the student is the primary borrower) to help close the gap between financial aid and the cost of attendance, which is the total amount a student must pay for one academic year. Talk to your parents about how ...
Consider the total cost to attend, meaning tuition, room, board, fees, and books. Your college or university’s financial aid office has to provide you with cost of attendance (COA) so you can do a real side-by-side cost comparison. Sometimes schools look like...
Your financial need amount is produced by subtracting your SAI from the cost of attendance (COA) for a college and other financial assistance you may receive. Cost of attendance typically includes tuition, fees, and room and board. The equation to calculate a student’s financial need generally...
1. Attendance or enrollment status You must be attending or planning to attend college or career school during the academic year for which you’re completing the FAFSA. Continued enrollment may rely on maintaining satisfactory academic progress. ...
The SAI will yield a new figure for demonstrated financial need, based on the difference between the cost of attendance and the new SAI. This, in turn, will yield a new financial aid package. The college financial aid administrator can also implement some adjustments through a change to the ...