Tax problems andOAS clawbacksoccur when all of your retirement income streams collide simultaneously. But with a delayed CPP approach your RRSP will be much smaller by the time you’re forced to convert it to a RRIF and make minimum mandatory withdrawals. ...
their employees, either as defined benefit plans (where the employer promises a specific amount of money upon retirement) or defined contribution plans (where the employer and/or employee contribute to an investment account over the years, and the final amount depends on the investment performance)...