2023快乐!新年第一支视频来讲投资 -- 美国退休金大扫盲,新的一年,大家可以根据上限把自己的养老金比例调整好。希望这个视频能讲清楚这几个问题:一张图,几句话概括traditional,Roth,401k,IRA -- 401k,IRA,pretax,aftertax是什么。一张表概括怎么取,怎么交税如何
“Earnings on after-tax contributions will need to be rolled over to a traditional IRA, because they have not yet been taxed,” Britton says. This allows you to defer paying taxes on traditional IRA withdrawals until retirement. Roth vs. after-tax 401(k) If you decide to rollover your ...
Roth IRA (subject to income limits; after-tax retirement savings) Comparing investment options after maxing out a 401(k) or 403(b) The investment options after maxing out your 401(k) have varying tax advantages. Contrary to popular opinion, investors shouldn’t always contribute the maximum amo...
Where to Save After Maxing Out Your 401k and Roth IRA
Your tax bill isn't chiseled in stone at the end of the year. Here are 10 tax tips and steps you can take after January 1 to help you lower your taxes, save money when preparing your tax return, and avoid tax penalties.
And I just recently opened a Roth, completely independent, not associated with my department, just on my own accord just to kind of diversify some income streams when we do retire. Just to kind of change up my different tax advantages. So that is something new within t...