This was known as the "family glitch" and it meant that some families had no realistic access to affordable health coverage. The price to cover the whole family under the employer's plan was not affordable, but because employee-only coverage was considered affordable, the family also could not...
It does, however, impose an excise tax on large employers that fail to offer their employees affordable employer-sponsored health care coverage. The excise tax, commonly referred to as a "pay-or-play penalty," was scheduled to go into effect beginning in 2014. The United States Treasury ...
Eligibility for ACA coverage extends to U.S. citizens and legal residents who do not have access to affordable employer-sponsored health insurance. Specific income thresholds determine eligibility for premium tax credits and subsidies, making healthcare more affordable for lower and middle-income individ...
the arrangement can keep peoplelockedinto jobs they would prefer to leave. If the tax break for employer-sponsored coverage ended, the marketplace would become the largest health insurance market in the country overnight. Given thetechnical problemsthat plagued the marketplace in the early days, ...
. Individual plans are designed to cover the medical needs of a single person, providing essential benefits such as doctor visits, hospital stays, and prescription medications. These plans are a great option if you are self-employed, in between jobs, or cannot access employer-sponsored coverage....
Coverage for Young Adults:Under the ACA, young adults can remain on their parents’ health insurance plans until they turn 26 years old. This provision offers extended coverage for young adults who may not have access to employer-sponsored or individual health insurance plans. ...
It then lists sources on employer-sponsored coverage, including sources on employer penalties, small businesses, federal workers' health plans, and union health plans. It also provides sources on the ACA's provisions on mental health, public health, workforce, quality, and taxes. Finally, the ...
supplementaltoemployercoverage –PPACAdoesnothavecrowd-outprovisions: –Employersmaychoosenottoofferhealthinsuranceandpaypenalties insteadofmaintainingemployersponsoredinsurance –Employeesmayoptoutofemployer’splanbecauseMedicaidtypically hasricherbenefitsandhaslimitedornocostsharing PatientProtectionandAffordableCareAct (...
Before the Affordable Care Act (ACA) was implemented, purchasing insurance in the individual market proved challenging for those without employer-sponsored health benefits. This was particularly true in California, where more than 39 million people live. In2013, more than 17 percent of Ca...
Employer-sponsored health insurance coverage limitations: results from the Childhood Cancer Survivor Study PurposeThe Affordable Care Act (ACA) will expand health insurance options for cancer survivors in the USA. It is unclear how this legislation will affect t... AC Kirchhoff,K Kuhlthau,H Pajolek...