For several years now, most courts have interpreted additional insured endorsements quite broadly, particularly the phrase "arise out of operations" or "arising out of your ongoing operations." Coverage was generally found to apply to the additional insured even if the additional insured's negligence...
In 2004 the language was changed again, this time to address the causal connection issue. The endorsement now provided coverage to the additional insured for loss “caused in whole or in part by your [the named insured’s] acts or omissions … in the performance of your ongoing operations”....
Attached to the certificate of insurance was a copy of an additional insured endorsement on the Insurance Services Office, Inc.’s (“ISO”) 2000 standard form, which indicated that Davis was an additional insured for its liability “arising out...