Find out everything you need to know about ACH return codes, including our comprehensive ACH return code list, right here. What are ACH returns? ACH payments are a type of electronic bank-to-bank payment for businesses based in the U.S. An ACH return simply means that – for whatever ...
This ACH return code is used when the RDFI wants to return an entry arranged by the originator and the receiver in case of an error that isn’t in accordance with the rules of the authorization. For instance, the amount is different from the agreed one, the payment date is wrong, or t...
When an ACH transfer cannot be processed, the ACH network returns a 'rejection code' or 'return code' that explains why a transfer wasn't completed. The reason could be as simple as a wrong account number or as complicated as rules and restrictions that financial institutions place on these ...
With nearly 70 ACH return codes, this is a resource explaining the variety of reasons an ACH transaction could be returned.
R26Mandatory field error R27Trace number error R28Routing number check digit error R29Corporate customer advises not authorized R30RDFI not a participant in check truncation program R31Permissible return entry R32RDFI non-settlement R33Return of XCK entry ...
R26 Mandatory field error Improper information in one of the mandatory fields R27 Trace number error Original entry trace number is not valid for return entry; or addenda trace numbers do not correspond with entry detail record R28 Transit routing number check digit Check digit for the transit ...