No Account / Unable to Locate Account R03 The account number structure is valid, but doesn’t correspond to the individual identified in the Entry or the account number designated is not an existing account. ALL 2 banking days Invalid Account Number R04 The account number structure is not valid...
R03 – No Account/Unable to Locate Account. The R03 ACH return code means that the account intended for ACH payment either doesn’t exist, or that its owner is not the one from the debit entry. The return time frame is two banking days. R04 – Invalid Account Number Structure. There’s...