While regular life insurance covers natural causes of death or illnesses, AD&D insurance specifically focuses on accidents. Its purpose is to give you financial support if you die or suffer serious injuries due to an accident. For example, if you lose a limb or eyesight, some AD&D coverage...
A deceased insured may have to undergo an autopsy to determine the real cause of death, which could cause delays in receiving payment made to the beneficiary from the insurance company. Dismemberment If you lose one member of your body (one hand, one leg or one eye in an accident), the ...
However, due to the high and full coverage of NHI, people in Taiwan only exit insurance when they die. Thus, we adopted the date of exiting NHI as the date of death. Risk factor of mortality after falls Three major variables were considered as the potential risk factors of mortality after...