If you received unemployment benefits or were approved for them at any point during 2023, you also qualify for the expanded subsidies through the federal Health Insurance Marketplace. On the other end of the spectrum, people who make more than 400% FPL can also qualify for a premium subsidy....
If your income falls below the FPL, you may not qualify for subsidies, but you are more likely to qualify for Medicaid. Medicaid is the national healthcare program for low-income individuals and families. According to the Federal Register, the 2023 FPL for an individual is $14,580. The ...
Additionally, more insurers are entering new markets, compared with those leaving the marketplace, KFF found. That means more choices for consumers, Becerra says. “They should also make sure it’s clear what qualifies them for the subsidies.” Aquick checkof your family’s income and household...
Some states are offering new or enhanced state-funded subsidies for 2025, including California, Colorado, and New Mexico. Log into your state Marketplace to review new options. The ACA and Dental Insurance Very little has changed over the past eleven years regarding the notable lack of dental...
You may also be eligible for premium tax subsidies, which could reduce the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1 If you miss Open Enrollment, you’ll have to wait until you qualify for a Special Enrollment Period, which invol...
With President Trump’s nominee for the Supreme Court all but confirmed, there are huge implications for healthcare. If the Court rules the ACA/Obamacare is unconstitutional, “a host of provisions may be eliminated” including: protections for people with pre-existing conditions, subsidies to ma...
You may also be eligible for premium tax subsidies, which could reduce the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1 If you miss Open Enrollment, you’ll have to wait until you qualify for a Special Enrollment Period, which invol...
U.S. Department of Health and Human Services,Notice 2023-00885 U.S. Department of Health and Human Services,Notice 2024-00796 U.S. Department of Health and Human Services,Notice 2025-01377 The Applicable Percentages The FPL numbers determine one aspect of your eligibility for the premium subsid...
You do not need to be a U.S. citizen to receive a subsidy, but you must be a legal resident. You may even qualify for a subsidy if your income is above 400% of the federal poverty level—you can use the"Am I Eligible" toolto see if you qualify. Subsidies for those who sign up...
Now, after that very telling history from Trump’s first term, in the 2023-24 campaign, Trump is again saying he would eliminate the ACA and replace it with a plan to make things even better. Sound familiar? When Harris uses shorthand and explains to voters that Trump again wants to take...