ABLE accounts are special, tax-advantaged savings accounts available to those with disabilities and their families. An ABLE account helps those who receive government assistance through Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), Supplemental Nutrition Assistance Program ...
ABLE Account:These accounts offer individuals with disabilities more flexibility in managing their funds. The account owner has control over how the funds are allocated and spent. Contributions to such accounts grow tax-free, and withdrawals for qualified disability expenses are tax-free. This tax ad...
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ABLE accounts help provide financial security for individuals with disabilities by allowing earnings in the account to grow free from federal taxes as long as withdrawals are used for qualified disability expenses. Individuals can invest up to $19,000 per year (for 2025) in the account. Savings ...
pay for disability-related expenses. An ABLE account can be owned only by an individual who must have a significant disability that began before age 26. Individuals who meet these criteria and are currently receiving benefits under Social Security SSI or SDI are eligible to open an ABLE ac...
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a blind or disabled individual. Importantly, the owner of an ABLE accountdoes notlose his or her eligibility for means-tested government benefits such as Medicaid and Social Security, even if the balance of his or her ABLE account exceeds the asset limitation in place for the government program...
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Individuals are eligible for an Attainable®account if they are already receiving benefits under Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI). If not, they may still be eligible if they certify that they are blind or disabled and have a written diagnosis...