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You might research the cost of hiring a nanny and a housekeeper or using commercial child care and cleaning services, then perhaps add money for education. Include any outstanding mortgage and retirement needs for your spouse in your life insurance calculation—especially if the spouse earns signific...
When buying a house, consider its proximity to essential and recreational services, like schools and playgrounds (a plus if you have or plan on having children), shopping areas, libraries, greenspaces, commuter trains or buses, and medical facilities. ...