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Check that the chosen check-cashing location accepts third-party checks. Visit the check-cashing location. Present a valid government-issued photo ID for identification. Pay any applicable fees. Keep in mind that the original payee may need to be present and show their ID as well, depending on...
Caution When Cashing a Stale Check If you decide tocash a stale checkanyway, then understand that you are taking a risk. So much time has passed since the payer wrote the check that they may have forgotten about it, and there may not be enough money left in the payer's account to cov...
Another option for cashing a check is to endorse the check to someone who has a bank account and can cash it for you. Instead of simply endorsing the check, write “Pay to the Order of” and then the person’s name. Sign your name immediately beneath this and have the other person si...
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Visit check cashing stores, which specialize in cashing checks. They usually charge a flat fee plus a percentage of what the check is worth. The FDIC reports that the percentage is usually between 1 and 4 percent, so call around beforehand to get the best deal. ...
Here are some reasonable options for cashing a check if you don't have a bank account: Read: Best Online Banks. 1. Go to the Check-Issuing Bank Though some banks may cash checks for noncustomers, others will not. However, if you go to the bank that issued the check, you likely just...
If you need to make a payment of less than $1,000,money ordersare a good option. They’re easier to obtain than cashier’s checks because not only do banks issue them, but they’re also sold at the post office and at many grocery and convenience stores, check-cashing outlets and gas...
If you need to make a payment of less than $1,000,money ordersare a good option. They’re easier to obtain than cashier’s checks because not only do banks issue them, but they’re also sold at the post office and at many grocery and convenience stores, check-...
check just yet. Most checks have "expiration dates," and if the date on your newly rediscovered check is long past, it's possible that you may never see the money. If the experience imparts the value of cashing checks promptly, banks would agree that it's a valuable (but costly) ...