universal life insurance“万能寿险”。保单持有人为获得保险保障要支付保费,还要单独支付一笔费用以获得投资于一种投资工具的权利,该投资工具支付的利率高于终身寿险保单提供的信贷利率。它与传统的寿险相比,具有非约束性、缴费灵活、保额可调整的特点。终身人寿保险单规定有固定的保险费率。故本题选B项。 知识模块:...
1. Taxation: When a life insurance policy exceeds the IRS limits and is classified as a modified endowment contract (MEC), the tax treatment changes. Generally, withdrawals and policy loans from a traditional life insurance policy are considered tax-free. However, with an MEC, any distributions ...
百度试题 结果1 题目What should you take into consideration when choosing a life insurance policy? Both your needs and the___.相关知识点: 试题来源: 解析 正确答案:cost 涉及知识点:阅读理解 反馈 收藏
Several months ago I decided it would be wise to investigate(投资)the possibilities of buying a life insurance policy(保险). I got the name of an insurance agent(代理人) from a friend and called the agent for some information. From the questions-I asked him, he could tell I knew nothing...
Robert was a life insurance(人寿保险)salesman.Try 1 he might, he was still unable to get a couple to sign up for a policy(保单).“I certainly don’t want to frighten you into a 2 ,” he announced, standing up to 3 .“Please sleep on it tonight, and 4 you wake up in the morn...
Several months ago I decided it would be wise to look into the possibilities of buying a life insurance policy(保险单) because I understood it might be a good investment. I got the name of an insurance agent from a friend and called the agent to get some information. From the kinds of...
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The higher the chance of an insurer having to pay out your policy, the more you’ll pay — or the harder it will be to get coverage. If you fall into one of these five groups, you may be deemed a high risk to insure. » MORE: How does life insurance underwriting work? 1. You...
How to make a life insurance policy claimRashmi Aich
【答案】D【题型】细节题题干意为“终身人寿保险能为你做什么?”第三段说明了终身人寿保险的作用，包括提供basicinsuranceprotection，Mortgageprotection，Estatepreservation，Retirementfunding，Charitablegivin9，Businessneeds等六项，故选D。