The article focuses on the fair lending risk assessment in financial institutions. It states that the risk assessment examines all lending products of a bank, and records how the institutions measure, control, and identify its lending activities. It also notes that the assessment provides banks ...
In the credit lending example, if income is correlated with gender, the issue weather it is fair to allow for a certain gender discrimination as long as justified by income can be seen as an instance of the conflict between individual or group notions, but it is rather a conflict about ...
custody risk which may expose the Fund to financial loss. The Fund seeks to exclude companies engaging in certain activities inconsistent with ESG criteria. Investors should therefore make a personal ethical assessment of the Fund’s ESG screening prior to investing in the Fund. Such ESG screening...
2.Data Coverage: our assessment includes but is not limited to the extent to which a data package provides coverage across our investible universe of issuers and asset classes. This will include consideration of the treatment of parent companies and their subsidiaries as well as use of...
Due to how time intensive this process is, CISOs will generally define parameters for the assessment by asking the following questions: What is the purpose of the assessment? What is the scope of the assessment? Are there any priorities or constraints I should be aware of that could affect th...
Market RiskWe identify the three types of risks involved in an art-secured lending operation and present a framework to assess their combined effects via a Monte Carlo simdoi:10.2139/ssrn.3334756Charlin, VenturaCifuentes, ArturoSocial Science Electronic Publishing...
replacements for the securities that were lent to the counterparty. In the latter case, the Fund's tri-party lending agent will indemnify the Fund against a shortfall of cash available to purchase replacement securities but there is a risk that the indemnity might be insufficient or otherwise ...
According to the SEC complaint against them, the brothers claimed their proprietary bot had monthly returns of 13.5% and were able to lure more than 80 investors into contributing to a “lending pool.” These investors were told that the automated bot would enter into smart contracts, which ...
The Fund aims to maximize the return on your investment through a combination of capital growth and income on the Fund's assets. The Fund invests at least 70% of its total assets in the equity securities (e.g. shares) of companies domiciled in, or the ma
Bonds work by investors lending money to an issuer in exchange for periodic interest payments and the return of the bond’s face value at its maturity date. These fixed-income securities play an important role in both financing for issuers and income generation for investors. The working of a...