NerdWallet's loan-to-value calculator helps determine your LTV ratio for a home purchase, refinance or home equity loan.
Calculator Should You Refinance Calculate how much you can save by refinancing Mortgage rates by loan type 30-year-fixed mortgage rates 20-year-fixed mortgage rates 15-year-fixed mortgage rates 10-year-fixed mortgage rates 10-year-arm mortgage rates 7-year-arm mortgage rates 5-y...
Helpful resources Tips for First-Time Home Buyers Cost of living calculator First-Time Home Buyer Loans and Programs: A Beginner’s Guide More like this Deciding to Buy a Home Mortgages How to Get a Mortgage Not sure how to get a loan for a house? Here's a step-by...
Preapproval is not a guarantee you will receive a loan, and the mortgage can still be denied. A home appraisal must be completed before a loan can close to ensure you aren’t paying more for the home than it’s worth. Also, the lender’s offer may not sta...
» MORE:Use ourmortgage calculatorto estimate your monthly mortgage payment 3. Research mortgage lenders Look at multiplehome loan lendersto find the one for you. There's a wide array of lenders to consider, including traditional banks, online non-bank lenders and credit unions. Consider st...
The break-even point varies, depending on loan size, interest rate and term. It's usually more than just a few years. You can calculate when you'll break even once you guess how long you'll live in the home. » MORE:'Should I buy points?' calculator ...
When judging risk, the lender considers how likely you are to fall behind on payments (or stop making payments altogether), and how much money the lender could lose if the loan goes bad. The major factors are credit score and loan-to-value ratio. Credit score The ...