This probably isn’t the first time that you’ve bought life insurance. You might notice that the insurance quotes that you receive when you are in your 50’s or older are much higher than the last time that you bought coverage. That’s because age is one of the biggest factors that t...
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3. Freelancers earn $19 per hour on average, globally This is actually down from $21 per hour in 2014/15, likely due to the influx of new freelancers from emerging economies, where hourly rates tend to be lower. However, it’s still very high compared to the average wages seen in trad...
35) Customer Lifetime Value (LTV) LTV (sometimes referred to as CLTV or CLV) stands for Customer Lifetime Value: the total amount of revenue generated by a single customer over the life of their subscription to your SaaS product. LTV shows you how much each customer is contributing to you...
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Employee Retention Survey Questions on Work-Life Balance Do you feel that your job negatively impacts your work-life balance? Are you comfortable with the flexibility of your work schedule? Create Your Own Work-Life Balance Survey Now Are you provided with the resources and support needed to main...
No PMI. Conventional loans come with required PMI, or private mortgage insurance. This protection for lenders was consolidated in the aftermath of the 2008 crisis at the federal level. With a physician’s loan, there is no required PMI, even though there may be no required down payment. Not...
The bank has trimmed its policy rate by 25 bp at each of its last three policy-setting meetings, and money markets see an almost 68% chance of an oversized 50 basis point rate cut next week. The Canadian dollar weakened to a 10-week low after the inflation data was re...
The modern workplace has eliminated the need for many traditional expenses such as dry cleaning, but often replaces it with something else. Therefore, it is best to plan that your expenses will change, but not necessarily decrease. Speaking with people who are currently living the lifestyle you...
When you get divorced, it is likely you will want to remove your ex-spouse's name as the primarybeneficiary of a life insurancepolicy. If your policy is revocable, you can simply change the name. If your policy has a cash value, you may have to split the monetary value of the policy...