Enjoy interest-free cash with a low one-time processing fee.Calculate your cost savings for your balance transfer Your loan amount S$ Preferred loan tenure 3 Months 6 Months 9 Months 12 Months Bank X Your outstanding balance with Bank X S$ 10,000 Your interest rate with Bank X’s...
A credit card balance transfer lets you move an existing credit card debt balance to a new credit card, which may allow you to take advantage of a lower interest rate. A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Tra...
on Bank of America's secure site Purchase intro APR 0% Intro APR for 15 billing cycles for purchases Regular APR 18.24% - 28.24% Variable APR on purchases and balance transfers Intro offer Hover to learn more $200 Rewards rate Hover to learn more 1.5% Why you'll like this: Thanks to ...
The Chase Freedom Unlimited® is a strong cash-back credit card with interest-free offers. Intro APR offer: You'll get a 0% intro APR for 15 months from account opening on purchases and balance transfers (19.49% to 28.24% variable APR afterward). There's an intro balance transfer fee ...
You’ll also find many cards with introductory periods ranging from six to 18 months of 0% APR on eligible purchases and balance transfers.Rewards are the rule for cards in this category, in the form of cash, miles, or points. The reward programs may be as simple as a flat rate on ...
0% intro APR for 15 months on balance transfers, then 11.15% to 25.15% variable regular APR Regular APR 11.15% to 25.15% variable Rewards rate N/A Annual fee $0 Why you'll like this: You have a chance at a lower-than-average ongoing APR, which could help you save on interest even ...
“APR” stands for “annual percentage rate.” It refers to the interest rate that your credit card issuer charges you for using your card. An introductory 0% APR means that a credit card doesn’t accrue interest (on purchases or balance transfers, depending on the offer) for a period of...
4. There may be a fee for balance transfers Most balance transfer credit cards charge a balance transfer fee, which is usually 3% to 5% per transfer. So if you transfer $5,000, you'll incur a $150-$250 fee. This fee can be outweighed if the amount you save on interest during the...
At the moment, the longest 0% introductory purchase APR on a credit card is 21 months. That also happens to be the longest 0% interest period for balance transfers, too. You might find a credit card that has a promotional rate for both purchases and balance transfers, but often, the len...
If you’re hoping to spread the cost of a large purchase, an introductory or promotional 0% interest rate on credit card spending might help. How a credit card works Balance transfers Moving existing borrowing to a 0% interest introductory or promotional offer could reduce your outgoings. Tran...