Pros & Cons More Details Chase Freedom Flex® CNBC Select rating 0 Spotlight New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers. Credit score Good to Excellent Regular APR 19.74% - 28.49% variable Annual fee $0 Welcome bonus Ea...
For example, theWells Fargo Reflect® Cardoffers a 0 percent intro APR for 21 months from account opening on purchases and qualifying balance transfers made during the first 120 days. After the intro APR offer ends, an 17.49%, 23.99%, or 29.24% Variable APR applies. A 5 percent balance ...
A 0%APRcredit card is a credit card that charges nointereston qualifying purchases, balance transfers or both for a fixed amount of time. This no-interest period is called a promotional period. If the promotional period is based on opening a new account, it may be referred to as an intr...
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.74% - 28.74% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus a flat rewards rate...
The Capital One Savor Cash Rewards Credit Card is an excellent pick because of its generous bonus cash-back categories and an intro APR. Intro APR offer: With a new Capital One Savor Cash Rewards Card, you'll get a 0% intro APR on purchases and balance transfers for 15 months, then a...
Intro APR 0% intro APR for 18 months on purchases and balance transfers Ongoing APR APR: 20.49%-29.24% Variable APR Cash Advance APR: 29.99%, Variable Penalty APR: 29.99%, Variable Balance transfer fee Either $5 or 5% of the amount of each balance transfer, whichever is greater. ...
Likewise, some people may face temptations when using 0% APR credit cards for balance transfers. Once the original accounts are paid off, if you’re not following a budget you might fall back into the overspending habit. And if you start to build up debt on your original credit cards again...
For balance transfers, you may only have a certain time window to make the transfer (typically within the first 60 days of account opening and, in some cases, up to four months), so make sure you verify how long you have. Pros and Cons of 0% APR Offers Pros Extra tim...
Intro APR N/A Intro APR 0% intro APR on balance transfers for 18 months Intro APR 0% intro APR for 15 months on purchases and balance transfers Recommended credit score 690850good - excellent Recommended credit score 630850average - excellent Recommended credit score 690850good - excellent ...
“Winners take the offer and repay the balance in full before the introductory period expires, or they take advantage of another 0% APR offer and transfer the balance to another bank. Losers pay the transfer fee and then resume paying interest on the balance after the introductory period ...