提前还清:0 APR 到期时间和账单日期不一定一致,一定要在 0 APR 到期前还清所有欠款,而不是那一次账单之前。所以,最好和客服确定好到期时间,提前一点全部还清。我建议是在 0APR 结束之前的那个 statement closing 之前把所有 balance 都还清 关于还钱的具体分析,可以看:信用卡该什么时候还钱的...
Balance transfer intro APR 0% for 21 months on Balance Transfers Regular APR 18.24% - 28.99% (Variable) Rewards rate N/A Annual fee $0 Why you'll like this: It comes with one of the longest balance transfer offers on the market, and it’s one of the only cards that doesn’t charge...
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases. ...
While the allure of a 0% APR on balance transfers may provide temporary relief from interest charges, it’s imperative to approach this arrangement with a strategic repayment plan. By allocating more than the minimum payment each month, individuals can expedite the repayment of the transferred bal...
Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers (17.24%, 23.74% or 28.99% variable APR afterward). Balance transfers made within 120 days from account opening qualify for the intro rate, the...
“APR” stands for “annual percentage rate.” It refers to the interest rate that your credit card issuer charges you for using your card. An introductory 0% APR means that a credit card doesn’t accrue interest (on purchases or balance transfers, depending on the offer) for a period of...
A credit card balance transfer lets you move an existing credit card debt balance to a new credit card, which may allow you to take advantage of a lower interest rate. A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Tra...
Welcome Offer 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. (After that the variable APR will be 19.24% - 29.99%, based on your creditworthiness. Balance transfers must be completed wit...
A 0% introductory APR on a credit card can save you money if you use it responsibly. Here's what you need to know about how this offer works.
A 0% introductory APR on a credit card can save you money if you use it responsibly. Here's what you need to know about how this offer works.