Avoid paying interest for a given time by using a 0% APR credit card. We shed light on the best zero-interest credit cards and help you select the right one.
Citi® Diamond Preferred® Card Rewards None Welcome bonus None Annual fee $0 Intro APR 0% for 21 months on balance transfers; 0% for 12 months on purchases Regular APR 17.49% - 28.24% variable Balance transfer fee 5% of each balance transfer; $5 minimum. Balance transfers must be compl...
Card Details Best for long-term value Citi Double Cash® Card Bankrate score 4.2 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn moreApply now on Citi's secure siteSee Rates & Fees Balance transfer intro APR 0% intro for 18 months...
Balance transfer fee 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time Foreign transaction fee None Credit needed Excellent/Good Terms apply. Who's this card for?TheCapital One Savor Cash Rewards Credit Cardis an excellent pick if you wan...
Best 0% Intro APR Balance Transfer Credit Cards To Earn a Sign-Up BonusBank of America® Travel Rewards credit cardFeaturing a 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (then 19.24% - 29.24% variable APR with a balance transfer fee of 3% ...
Likewise, if your credit card’s high interest rate makes repaying your balance difficult, you might consider moving your debt to a card with a 0% APR balance transfer promotion. Let’s review what an intro 0% APR is, the potential advantages of an introductory 0% APR credit card, as ...
The characteristics of cards in this category overlap with those marketed to folks with bad credit. They are high-fee, high-APR cards with tight credit limits. Their utility lies in the fact that they report your card payments to the three major credit bureaus (Experian,TransUnion,orEquifax)....
Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
This card also has a 0% APR offer. It runs for 12 months, and then you get a variable rate between 13.24% and 23.24%, depending on your credit. Therefore, it’s the highest-value 0% cashback rewards credit card on the market!
Why Get a 0% Balance Transfer Credit Card? Some credit card issuers offer credit cards with an introductory 0% APR (annual percentage rate) on balance transfers for a limited amount of time, typically around 15 months. This means that you can transfer over balances that you have with other...