“Klarna can be useful if you use it with your eyes wide open,” Laura Whateley, financial expert and author ofMoney: A User’s Guide, acknowledges. “Borrowing with a credit card or payday loan can be extremely expensive, with interest rates sky-high. If you can genui...
The look and feel of any new technology is central to its success among consumers, but it can be commonly overlooked or an afterthought. In fact, when asked about biometric payment cards, 30%1 of consumers cited design as important, while just 15%2 of banks we spoke to had it on their...
is also a bad idea. In this case, payments you make above your minimum payment are not necessarily applied to your deferred interest balance. This can also interfere with your plans and hinder your ability to pay off your balance before the deferred interest payments are due. ...