Whole life insurance policies provide long-term protection. Your premiums will be based on your age, so the younger you start your policy the better. You whole life insurance policy premiums will stay level with this policy type. Because the premiums stay level, the yearly premium cost is much...
At eFinancial, our goal is to make buying life insurance simpler and better for you and your family. We’re here to help you find high-quality, affordable whole life insurance options that meet your needs. To learn more, request a quote online or call 800-957-9525 to talk with one of...
Now that we’ve discussed the importance of life insurance, it’s time to zero-in on your options. In general, there are two main types of life insurance: Term Insurance –Life insurance that provides coverage for a set amount of years. If the policyholder dies within the specified “term...
Whole Life Policy Options A Low-Cost Alternative to Whole Life 5 Reasons (Some) Financial Advisors Frown Upon Whole Life So What's the Truth of Whole Life Insurance? Options for Exiting Your Whole Life Policy Whole life insurance is one of the most popular, yet least understood financia...
Universal Life (Permanent) It’s important to choose the right one as they all differ in price and options. We will focus on whole life in this article and the very many advantages it may have but also the disadvantages of whole life insurance. For instance, it is more expensive than ...
TruStage life insurance products are convenient because you can buy them online without talking to an agent. However, that convenience comes at the cost of higher prices. For example, a 75-year-old female would pay $191.40 monthly with TruStage for $20,000 in coverage. Mutual of Omaha woul...
life of the policy. joint life insurance. this policy covers two or more people, typically couples or even business partners. the death benefit can go to the surviving policyholder after the first dies or to a beneficiary after both die. there are even more options beyond these four, ...
Alternatives to whole life insurance If whole life insurance isn’t right for you, these are some other options: Term life insurance.The simplest and cheapest policy, term life insurance offers coverage for a set period of time. This term usually lasts 10, 20, or 30 years, or to a predet...
What You Ought To Know About Life Insurance Buying a life insurance policy is probably one of the most important decisions you will make in your life, especially as you get older. In order to make it a good decision you should be well aware of what options are available to you, and whi...
Getting life insurance should be as easy as possible. That's why you can receive a quote from TruStage online and apply for coverage from your smartphone for an instant decision. Your policy is active 30 days after approval, as soon as your first payment is received. You can even get a...