Finding yourself unable to pay off a lot of debt can be one of life's more stressful situations, especially with inflation making everything more expensive. Maybe you have aging parents with expensive needs or a roommate who isn't paying their fair share – or your kid hopes you'll ...
‘My stomach hurts,’ you can say, ‘Well you had a lot of sugary foods and you might feel better if you made some other choices,’” says Markey. “Let them feel like they have some control over it.”
20 Communication Skills for Your Resume Describing communication skills on your resume can boost your chances of getting a job interview. Jamela AdamOct. 22, 2024 12 Ways to Describe Weaknesses When preparing to describe your weaknesses in a job interview, use these examples to frame them in th...
When you're paying off a balance, it's key to avoid racking up unnecessary charges that can further add to your debt. "Establish spending thresholds for different expense categories whereby you know you can pay off the balance comfortably. It may also help to detach your credit card from s...
When you settle a debt, your creditor agrees to accept less than your remaining balance. Why would the creditor agree to this? Because they make the calculation that it's better to get some of the money you owe them rather than hold out for the full amount which you can't or won't ...
How Debt Affects Your Mental Health and Ways to Cope: Paying off debt can be a long-term endeavor if you have steep high-interest balances. But it’s important to keep things in perspective and take care of your health. What Is Auto Loan Refinancing?: Understand how refinancing your auto...
If you have money left over for the month, Janssen recommends dividing it into thirds. One-third can be used for something fun as a reward. The next third is to pay off any debts while the remaining funds can be invested or saved. Develop an early habit of savin...
If you have plans to move or can’t secure a low enough rate, refinancing may actually cost you more than you can save. For example, if refinancing your loan with a new lender costs $5,000 upfront, and your new monthly payment is only $50 lower than what you were previously paying,...
The budget is an important process that happens each year. There are multiple ways to start the process of preparing the budget, from the board or finance committee preparing it to the management company taking a first crack at it. “You go off of last year’s budget and what you’re an...
Some say it will hurt your credit score to pay off your car loan early. Here's what really happens.