目标日期基金(Target Date Fund)是指以投资者的预计退休年份作为目标日期,按照事先确定的方案对资产配置进行调整,力求在退休时点为投资者提供能够覆盖其退休生活所需的投资收益。目标日期基金通常以退休年份命名,比如“ 目标日期 2040 基金 ”则是为在 2040 年前后退休的人群设置的基金。
Target-date funds aim to alleviate the ongoing task of a successful investment strategy: rebalancing and optimizingasset allocations. Target-date funds offer investors the convenience of automatically allocating assets in the fund from day one. But these funds can also improve returns for investors. S...
Already have one target-date fund suite in your plan? Here’s why adding another can offer retirement savers greater choice—and greater potential—to save.
[Part 5] 各种资产如何配置 退休金里的Target Date Fund是什么?清华分享交流会。基金怎么买,个人理财怎么投资-从GameStop讲起 理财 股票 公开课 知识 财经 职言职语 原创 课程 金融 学习 股市 投资理财 赢职场专属奖,本活动同时可参加知识分享官评选
To meet this objective, target date funds gradually become more conservative, increasing their allocations to bonds, cash, or cash equivalents. The mix of assets that adjusts throughout the life of the fund is known as the glide path. "If you have difficulty sticking to a strategy or ...
目标风险基金(TRF,Target Risk Fund)和生命周期基金(TDF,Target Date Fund),其实在雪球蛋卷都已经有了这样的策略组合,只是大家不怎么注意罢了。 个人认为,对长期的个人投资理财来说,目标风险基金可能比生命周期基金更有必要,个人投资应该和家庭投资做统筹,这样可以扬长避短。查看图片 ...
Target-date funds are a type of mutual fund that seeks to take some of the complexity out of saving for retirement by automatically recalculating the investment mix of the fund based on an investor's retirement date. They are composed of a mix of stocks,
One size does not fit all.Some target date funds are more active or passive, more or less risky or reach their final, most conservative allocations sooner or later. Finding the target date fund that fits you best may require a bit of research. One person may be OK with just fixed income...
Learn More About Us Products Insights Resources Retirement Contact PGIM Target Date FundsPGIMTargetDateFunds Choosing a target date fund may be one of the most important decisions a retirement plan fiduciary will make, which is why we offer the PGIM Target Date Funds in multiple vehicle structures...
Yes. Most plan providers today offer access to target-date funds. However, for these to work properly be careful to only use a target-date fund for nearly all of your allocations. This is because if you allocate money to other investments it may defeat the purpose of the glide path provid...