Mortgages are secured loans. A secured loan is guaranteed by collateral (something the lender can take if you fail to repay the loan). On a mortgage, the real estate is the collateral. Collateral lowers the risk for the lender, an...
Sichelman, Lew
GSE Loan-Limit Hikes Are A Band-Aid, Not a Cure Raising conforming loan limits for Fannie Mae, Freddie Mac and the Federal Housing Administration banks that was spelled out in the recently passed Economi... J Rosta - 《U.s.banker》 被引量: 0发表: 2008年 The Next Frontier of Loan-Lev...
The conforming loan limit is the dollar cap on the size of a mortgage theFederal National Mortgage Association(known colloquially as Fannie Mae) and theFederal Home Loan Mortgage Corp.(Freddie Mac) will purchase or guarantee. Mortgages that meet the criteria for backing by the two quasi-governmen...
Conforming Loan Cap May Hold.(loan limit remained flat)(Brief article)Launder, William
OFHEO Holds Conforming Loan LimitFor the first time in 12 years, the maximum size for loans that Fannie Mae and Freddie Mac can...By LaunderWilliam
The article reports on the 2006 decision by the United States Office of Federal Housing Enterprise Oversight to hold the conforming loan limit for loans the government-sponsored enterprises Fannie Mae and Freddie Mac can purchase at $417,000. It is the first time in twelve years the maximum ...
The article informs that the conforming loan limit will increase nearly 16% in 2006 to $417,000. The 15.9%, $57,350 jump from $359,650 is the largest on record, and will allow as many as a half-a-million more borrowers to cash in on to rates that are from 25-50 basis points ...
The article reports on the maximum 2007 conforming loan limit for single-family mortgages purchased by government-sponsored enterprises, the Fannie Mae and the U.S. Federal Home Loan and Mortgage Corp...
"The Interest Rate Elasticity of Mortgage Demand: Evidence from Bunching at the Conforming Loan Limit." American Economic Journal: Economic Policy 9.1, pp. 210-40.DeFusco, Anthony A. and Andrew Paciorek, "The Interest Rate Elasticity of Mortgage De- mand: Evidence from Bunching at the ...