In most cases, the vehicle owner's insurance provides primary coverage, regardless of who is driving the vehicle. This means that if you borrow someone else's car, her policy will provide the first level of coverage if you are involved in accident. However, if you borrowed the vehicle witho...
Driving without insurance can have severe consequences, regardless of whether you are driving your own car or someone else’s. When you operate a vehicle without the necessary insurance coverage, you are putting yourself, others on the road, and your financial well-being at risk. One of the p...
In most cases, the vehicle owner's insurance provides primary coverage, regardless of who is driving the vehicle. This means that if you borrow someone else's car, her policy will provide the first level of coverage if you are involved in accident. However, if you borrowed the vehicle witho...
Auto insurance can help pay claims if you injure or damage someone else's property in a car accident, help pay for accident-related repairs on your vehicle, or repair or replace your vehicle if stolen, vandalized, or damaged by a natural disaster. Instead of paying out of pocket for auto ...
A named driver, meanwhile, is someone who uses the car occasionally - and always less than the main driver. As a named driver, you get the same level of cover as the vehicle’s main driver. Why is fronting illegal? The main reason fronting is illegal is because it’s a type of insu...
John Dilmore is an insurance editor for U.S. News & World Report. He has been on staff since 2022 covering insurance, including car insurance and pet insurance. His editing and writing is focused on helping consumers better understand insurance, including choices they face when shopping for cov...
Liability coverage Provides protection if you’re responsible for the hurt inflicted on someone or damage to someone’s property. Personal property coverage Protects your personal items and valuables inside your home in the event of damage, theft or loss. Structural coverage Helps protect your home’...
addition, your uninsured motorist coverage will help pay for damage to your vehicle. While it’s unfortunate to have to pay for additional coverage simply because someone else doesn’t carry the proper amounts, it’s good to know you can purchase this type of car insurance for peace of ...
Despite the circumstances, whether you are at fault or not, you should always call your insurance if you are involved in an accident. Whether you have found it damaged while parked or in any other unfortunate circumstance, you need to contact your insura
This may be the same person who is being insured, the beneficiary, or someone else like a spouse. What is a death benefit? The death benefit is the money paid to the beneficiary after the person insured has passed away. The death benefit is usually paid only when the policy is paid up...