One long-distance flight consumes fuel which a car uses in several years' time, but they cause the same amount of pollution. So, some people think that we should discourage non-essential flights, such as tourist travel, rather than limit the use of cars. To what extent do you agree or ...
2. Save for a down payment Before you apply for a loan, know themonthly payment you can affordand what annual percentage rate (APR) you can expect for your credit score. The most common guidance is to keep your car costs — including your auto loan, insurance, maintenance and gas — be...
It’s worth arranging financing before shopping for a vehicle so you can negotiate more effectively at the dealership. Shop around with three or more lenders and get prequalified to find the best deal on an auto loan. Negotiating a great sale price is just half the battle when shopping for...
With the right budget and the right mindset, you can make your travel dreams a reality. Even if you don’t earn a lot or you have debt, there are still plenty of ways to go overseas (I still had debt when I went on my first trip around the world). They may not be fancy or lu...
What a GOP Trifecta Means for Retirees With the Republican Party poised to take over the executive and legislative branches, what should retirees expect? Maryalene LaPonsieDec. 12, 2024 Should Investors Hold Precious Metals? Gold's role in diversifying portfolios extends beyond inflation protection,...
Can you get life insurance if you have an autoimmune disease? When your immune system reacts to help your body fight infection or injury, the body can become inflamed in the affected area. For most of us, this is a good thing because it indicates that we’re healing. ...
2. Determine how much homeowners insurance you need To determine how much coverage you need, you’ll need to know the cost of rebuilding your home. You’ll also want to take inventory and appraise your furniture, clothing, and possessions. Here are a few ways you can estimate your homeowner...
you hit someone and damage their vehicle or cause an injury, liability insurance is what pays for those damages. If you’ve already paid off your motorcycle and can afford to replace it if it’s totaled in an accident, liability-only coverage can be an attractive, low-cost insurance option...
Make sure that you can afford the monthly payments, and don't overextend yourself. It's also a good idea to put some money down when you finance a car. This will reduce your monthly payments and make it easier to afford the car. By being smart about your choice of car and your finan...
Knowing how to calculate the interest on a car loan can help you choose a loan you can afford and understand how much your car will really cost, interest and all.How does interest work on a car loan?Auto loan interest is the cost of borrowing money to purchase a car. The amount of ...