When policyholders don’t know how to get the most out of a homeowner’s insurance claim, they lose money that rightfully belongs to them. Instead of covering the cost of necessary home repairs, money continues to fill the coffers of the trillion-dollar insurance industry. When homeowners are...
If you’re a business of one and work from home as an accountant, it may be wise to get professional liability coverage but unnecessary to buy workers’ compensation insurance. Alternatively, some types of businesses have greater risk baked into them. Factors to consider when evaluating which ...
Homeowners Insurance $128.00 Mortgage Size$352,000.00 Mortgage Interest*$211,385.63 Total Mortgage Paid*$563,385.63 *Assuming a fixed interest rate. A variable rate could give you a lower upfront rate. To understand moreclick here. 5. Get Pre-Approved ...
A home warranty may be a good idea if you're selling your home and want added financial protection in case an item breaks before closing the real estate transaction. It may also be beneficial if you’re buying a home and want to ensure unexpected repair and replacement costs are covered af...
If you could make a 20%down paymenton a home, you may not need private mortgage insurance. There are national homebuying programs like FHA or VA mortgages designed to help first-time homebuyers. The 28% Rule Can Get You Started One of the easiest ways to calculate your home buying budget...
Learn more: How to buy a house, step by step. How much should I save for a house? While you can certainly pay cash for a house, most people need to take out a mortgage to afford a home. Financing property involves several expenses, including closing costs, inspections, and appraisals...
Be prepared. “While the moving company will have liability coverage for damages and additional insurance you can purchase through them, it may not cover everything. You need to ensure your insurance can cover any gap,” Harless says.
Kfoury has more than 20 years of experience in the home services industry. She has expertise in consumer and commercial warranties, service contracts, claims processing, and repair fleet services. She began her career in telecom warranty management at Motorola before transitioning to Sears Home ...
Cooking at home just 2–3 more times per week can save you a ton in the long run. Do an insurance coverage checkup. An independent insurance agent who can shop rates from multiple providers may be able to get you a cheaper price than what you’re currently paying for your coverage. ...
When working with an agent, keep in mind too thatreal estate commissionsare typically negotiable. As a result, you might be able to get a break at the closing table. But, depending on the deal, you may still have to pay your buyer’s agent’s fee. ...