If you have a spouse who's more than 10 years younger than you, and you've listed your spouse as a 100% beneficiary of the account for the entire year, the IRS uses something called the Joint Life Expectancy table to determine your RMD. It factors both your age and your spouse's age...
Thes_timeoption lets you test connection performance. The most simple invocation will run for 30 seconds, use any cipher, and use SSL handshaking to determine number of connections per second, using both new and reused sessions: openssl s_time -connect remote.host:443 Beyond that most simple ...
The first step towards requesting a waiver for a failed RMD is to take the missed distribution(s) as soon as possible, preferablyseparatelyandwithoutany additional taxes withheld (so that the amount deposited into a receiving account exactly matches the shortfall). From there, the taxpayer must (...
After meeting your RMD, you can reinvest additional IRA funds into a ROTH IRA to keep growing tax-free. EP Wealth Financial Advisors can determine if you qualify and guide you through the process. Call or connect online to find an advisor near you. Converting Traditional IRAs to Roth IRAs ...
Roth IRA conversionshave their own, different five-year ruleto determine whether the conversion principal will avoid penalties. If you’re considering a Roth IRA, check out thebest brokers for Roth IRAs. Avoid these IRA taxes and penalties ...
It’s hard to determine how much a child or grandchild will need for college when they are young and, as a result, how much you should invest in a 529 plan. You may worry that you’re contributing too much since the earnings portion of any funds distributed but not used for qualified...
Question marks and exclamation points require you to think about the sentence a little to determine where they go. Quotation mark image courtesy ofShutterstock. Mignon Fogarty Facebook Instagram LinkedIn Grammar Girl's Quick and Dirty Tips for Better WritingMastodon...
In most cases, you can only rollover a 401K into a self-directed IRA when you leave your job or retire. If you are still actively employed with the company that sponsors the 401K, you may need to check with your employer to determine whether they allow in-service withdrawals or rollovers...
Workers must earn at least 40 Social Security credits to be eligible for Social Security benefits. Individuals earn credits when they work and pay Social Security taxes. The Social Security Administration uses the number of credits earned to determine eligibility for retirement or disability benefits,...
Federal law does not require that a QDRO be in place in the case of a divorce settlement. It is up to the parties involved to determine whether a QDRO should be drafted. A spouse with lower savings or no savings would have a strong incentive to make sure a QDRO is in place.3 ...