How to start a food business How to start an interior design business How to start a rental property business How to start a painting business How to start a gym business How to start a babysitting business How to start a plumbing business How to start a coaching business How to...
How to start a medical supply business How to start a food prep business How to start a babysitting business How to start a plumbing business How to start a vending machine business How to start a baking business How to start a handyman business ...
To file a homeowners insurance claim, you should first call the police and file a report if needed. Next, document the damage by taking photos and videos and creating a list. Immediately contact your insurer or agent, or start the process on your app if your insurer allows it. They will...
Additional living expensesin the event you have to stay somewhere else if your home is uninhabitable due to a covered claim Liability coverageand medical payments in case someone is injured on your property Most insurance professionals would say that going without homeowners insurance is not worth th...
HVAC businesses have a lot of liability as they involve both plumbing and electricity. I spoke with several insurance agents before deciding on the best insurance for my business needs. There are also many different business insurance types, such as: Liability insurance. Worker’s comp. Property ...
They cannot file a California mechanics lien, bond claim, and could pay substantial legal fines and fees — or even face fail time. California is also very clear on payment disputes involving contractors without licenses. Unlicensed contractors have no remedy for nonpayment. ...
Choosing the actual cash value of your home and personal belongings as your coverage option means that depreciation will be deducted when you need to make a claim. After accounting for depreciation, it’s unlikely you’ll be able to cover the full cost of replacing the item. ...
If you make any changes to your home or lifestyle — like updating your roof, renovating a room or getting a dog— you should notify your insurance carrier to make sure that your policy still properly covers you. Filing a home insurance claim If your home sustains damage, you may need ...
personal property that is very high value and expensive, which is usually covered by purchasing an addition to the policy called arider. If there's a claim, the property insurance policy will reimburse the policyholder for the actual value of the damage or thereplacement costto fix the problem...
Finally, it is less expensive for a contractor to hire the services of a subcontracting firm or freelancer than it is to hire an employee since the primary contractor is not responsible for paying workers’ compensation benefits, vehicle andcommercial general liability insurance, health insurance, fu...