Now that you know how to calculate your loan-to-value and combined loan-to-value ratios and how you can impact them, you can make more informed choices to help you reach your financial goals, whether you choose to borrow from the equity in your home, refinance or simply continue to pay...
Free cash flow is what is left after a business pays its day-to-day operating expenses, such as its mortgage or rent, payroll, taxes, and inventory costs. Learn how to calculate free cash flow and how to utilize it for your business.
How to calculate simple interest on a loan If a lender uses the simple interest method, it’s easy to calculate loan interest. You will need your principal loan amount, interest rate and loan term to calculate the overall interest costs. ...
The example above is how you calculate LTV for a single customer. But that obviously isn’t practical for running your business (since you hopefully have more than one customer). To measure LTV, we’ll need two additional metrics: 1.Churn rate:This is the number of subscribers who unsubscri...
•How to calculate burn rate •How do I calculate gross burn rate? •How do I calculate net burn rate? •How to calculate cash runway •What is a “good” burn rate for startups? •How long should my cash runway be? •How do I improve my burn rate? •Increase your ...
To calculate sales tax, you need to multiply the price of an item or service by the tax rate. Here's how to calculate sales tax: Determine your total sales tax rate:Use the calculator above to find out the tax rate applicable in your area. For this example, let’s say your total...
Learn what inventory costs retailers need to keep track of, how to calculate total inventory costs, and how to reduce them.
When calculating overtime pay for non-exempt employees , you need to understand how to do it for hourly and salaried workers. Hourly workers may take up the lion’s share of non-exempt workers entitled to time and a half pay , but it’s also vital to know how to calculate overtime pa...
Excel has three functions to calculate the IRR: IRR, the modified IRR (MIRR), and IRR for different payment periods (XIRR). IRRis the discount rate that makes the net present value (NPV) of all cash flows from a project equal to zero. It's the expected annual rate of return gene...
collections does not improve your credit score because a collection stays on your report for seven years. Newer ways of calculating credit scores no longer count collections against you once they have a zero balance, but you can't predict which method your lender will use to calculate your ...