If you’re budgeting and living frugally and still don’t have enough left to save, consider getting help. Government. Government assistance programs may help you get discounts on utility bills, fund your food
How to maximize savings on a budget Even with limited resources, you have ways tomaximize your savingsso you don’t find yourself underwater later on. Here are some of the most useful methods: Set up automatic contributions.If you don’t ever see the money going into your savings, you wo...
Don't feel that you have to completely avoid all foods that have fat, cholesterol, or sodium. It's your average over a few days, not in a single food or even a single meal, that's important. Check the food labels on packaged foods to help you budget fat, cholesterol, and sodium ov...
Whether you’re clearing clutter or trying to make some extra cash, selling your used stuff can be a good way to bring in additional income. Emily ShermanMay 15, 2025 2025 Tax Filing Takeaways After you’ve filed, review what worked and what didn’t so you can improve your ...
Don't just plan to downsize, really do it. Retire in a state with lower taxes. Shop for lower-cost services. Become a one-car household. Evaluate insurance, including life, health and home. READ: 10 Costs to Include in Your Retirement Budget 1. Create a Budget Many people have a basic...
In addition to looking for a bank account bonus, you can increase your bank account balance by making sure you’re getting the best return on your money. The best savings rates can often be found at online banks, which don’t have the overhead costs of maintaining branches. Then, consider...
With the right budget and the right mindset, you can make your travel dreams a reality. Even if you don’t earn a lot or you have debt, there are still plenty of ways to go overseas (I still had debt when I went on my first trip around the world). They may not be fancy or lu...
Trips to visit grandkids, travel adventures and family celebrations at your paid-for home. That’s the kind of retirement many Americans dream about. You don’t have to earn six figures to turn this dream into a reality. But you do have to live and plan today with that goal in mind....
It’s a whole new world of insurance coverage once you turn 65. Here’s what to expect from your first Medicare visit. Tina DonvitoApril 29, 2025 Medicare and Chronic Pain Management Chronic pain affects the lives of millions of Americans. Thankfully, Medicare provides coverage for certain tr...
The IDR overhaul "is hugely important," Persis Yu, deputy executive director of the Student Borrower Protection Center (SBPC), an advocacy group for people with student debt, told CBS MoneyWatch. "We see so many borrowers say, 'I don't get it — I took out $15,000 and now I ...