Most homeowners insurance policies cover damage from wind but not flooding, so you may want to buy separate flood insurance. To assess your flood risk, look up your address on the Federal Emergency Management Agency's flood maps. However, FEMA’s maps don’t always capture all types of ...
Homeowners insurance covers water damage from plumbing issues if the leak is sudden and accidental, such as a pipe bursting or a dishwasher supply hose breaking. However, if the plumbing leak was caused by poor maintenance, such as failure to repair a leaky sink, your policy will not cover ...
Learn more about flood insurance in Florida. » MORE: What to do if you can't afford your homeowners insurance How much does homeowners insurance cost in Florida? The average cost of homeowners insurance in Florida is $2,625 per year, or about $219 per month. That’s 37% more than ...