PPO stands for preferred provider organization. This insurance plan typically has a slightly higher monthly premium and out-of-pocket expenses, but you also have access to a much larger network. You do not necessarily need to ask your primary care provider for a referral before you see a speci...
Health maintenance organizationAn acronym that stands for a health insurance plan that centers around one PCP. HMO uses a network of physicians, hospitals, and other health care professionals and lets you pick one PCP, in which all your health care services will go through. If you want to ...
but we couldn’t afford it and our Kaiser insurance wouldn’t cover it. We ended up going to our church, which had a licensed psychologist and MFT doing marriage counseling at a reduced rate of $50 per session. We attended 10 times. By now I was paying out-of-pocket for the every-...
It usually means that your insurance benefits are too low. Better insurance plans will often pay a higher amount. With dental insurance, you get what you and your employer pay for minus the overhead and profits of the insurance company. “UCR” stands for Usual Customary and Reasonable. The ...
Finding the right health insurance plan for your needs can be time-consuming and confusing. Before you start researching plans, it's important to understand the difference between an HMO, PPO, EPO, and POS health plan—the standard acronyms for the different types of managed care plans available...
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