There's no question that savers have had it good for the last year or so. With the Federal Reserve keeping its benchmark rate paused ata two-decade highto temper inflation, rates on interest-bearing accounts, likehigh-yield savings accountsandcertificates of deposit (CDs), have been much hig...
boosting that term to 4.30% APY. Though its 5.00% rate in the 6-month term is not a nation-leading rate in its term, it does help push the number of nationally available CDs paying at least 5.00% to 12 today,
A hedging technique for reducing the impact of interest-rate risk by structuring a portfolio with different instruments that mature at different dates. CD laddering involves protecting from the impact of a dramatic move in interest rates by buying CDs with different maturities. ...