There was some movement between BPL status between the waves; however, our treatment variable is defined as having BPL status in both waves of our panel data (n = 2884). In order to isolate the total effect of new BPL policies on households who had BPL status across the entire period, ...
And remember: If you don’t have the financials to meet the GSEs' standards, there are othertypes of mortgage loansyou may be able to use. FHA loans, for example, allow for lower credit scores, whileVA loansand USDA loans are good if you need down payment help. Talk to a mortgage ad...