There are also certain limitations and exclusions in most dental insurance plans that are designed to keep dentistry's costs from going up without costing you more. All plans exclude experimental procedures and services not performed by or under the supervision of a dentist, but there may be some...
Unlike major medical, there is no such thing as “major dental”. Few, if any dental insurance plans are a “pay-all”. Some insurance companies pay a fixed amount, others a percentage of pre-determined limits. Any plans that claim to or actually do pay the entire dental bill can only ...
Direct Reimbursement Plans A dental insurance care plan now coming into vogue is the direct reimbursement plan. This is a self-funded benefit plan — not insurance — in which an employer pays for dental care with its own funds, rather than paying premiums to an insurance company or third-par...
Direct Reimbursement Plans A dental insurance care plan now coming into vogue is the direct reimbursement plan. This is a self-funded benefit plan — not insurance — in which an employer pays for dental care with its own funds, rather than paying premiums to an insurance company or third-par...
However, MetLife’sHMOplans are only available in California, Florida, New Jersey, New York, and Texas, and most covered services (including preventive cleanings and office visits) require a copay. As with most HMO plans, these have far more limited dentist networks than PPO plans. You must...