Best for low balance-transfer fee Citi Simplicity® Card Rewards None Welcome bonus None Annual fee $0 Intro APR 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. ...
It’s important to note that a balance transfer card isn’t a cure-all. There are a few key things you’ll want to remember before you start applying for a new card and transferring your balance. Once you are approved for a 0% APR card, remember not to lose that intense desire to ...
A 0% APR credit card offers no interest for a period of time, typically six to 21 months. During the introductory no interest period, you won't incur interest on new purchases,balance transfersor both (it all depends on the card). These cards can help youconsolidate credit card debtby ...
0% Intro APR Balance Transfer Cash Back Business More Categories Citi Simplicity®Credit Card Low intro APRon purchases formonths % Intro APR formonths on purchases from date of account opening; after that, the variable APR will be%-%, based on your creditworthiness.1 ...
The 0% intro period typically lasts for several months after account opening (not when you make a purchase), or as soon as you make a balance transfer if that’s the type of offer you’re using. If the card offers free employee cards, the 0% offer will typically apply to those purcha...
Put simply, a “credit card balance transfer” allows you to pay off existing high-APR credit card debt with another low or 0% APR credit card, and is typically offered as an option when opening a new credit card. In a way, it can be considered a refinance, as the existing credit ca...
BalanceTransfers.com provides balance transfer credit card commentary to help you save on credit card debt. Learn about 0% APR credit card transfers.
Intro Balance Transfer APR:0% for 21 Months Why We Chose It The Citi® Diamond Preferred® Credit Card is an excellent choice for transferring a balance. It offers a 0% introductory rate on purchases for 12 months and 0% on balance transfers for 21 months. ...
Cardholders also enjoy a 0% intro APR on purchases for 15 months on purchases and balance transfers, then a 19.74% to 28.49% variable applies. Plus, there is no annual fee. Another card to consider: The cash back rewards are hard to beat, but if your spending tends to be highest in ...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.