Today’s CD rates by term3-month CD ratesIf you’re looking for high returns and flexibility, a 3-month CD might be right for you. The current average for a 3-month CD is 1.34%, and the highest available rate is 5.30%. Last week, the average 3-month CD interest rate was 1.34%,...
If you invest $10,000 in a CD for one year, you could earn at least a few hundred dollars, depending on the interest rate. For example, with an APY of 4.50%, you'd get $450 in interest after one year. CD rates can change, so locking in a high interest rate today could guarante...
Terms of one to five years or longer can help you lock in today’s highest APYs before interest rates inch lower. Rate of return. Look for the highest APY for the term you’re interested in. The APY is the amount of interest the CD earns in a...
Those looking for a broader array of CD options, or even a short-term term, should consider another option. Bread Savings CD rates 3 months: 3.80% 6 months: 4.50% 9 months: 3.80% 1 year: 4.10% 1.5 year: 3.80% 2 years: 4.00% 3 years: 3.90% 4 years: 3.90% 5 years: 3.85% ...
Best for maximum APY: Western Alliance Bank CD Rates as of July 25, 2024 APY = Annual Percentage Yield Western Alliance Bank CD Bottom Line Western Alliance Bank offers some of the highest APYs we've seen across short-term CDs through the Raisin platform. ...
Looking for the best CD? Find the right one for you by comparing current top rates for different term lengths.
Today's Best CDs Still Pay Stellar Returns It's true that CD rates are no longer at their peak. But despite the pullback, they're still paying historically high returns. Last October saw the best CD rates push above 6%, while today the leading rate is down to 5.50%. Still, 10...
Today's best CD rates by deposit amount Here are some of the best CD rates available as of September 12, 2023, based on how much you have to deposit. No minimum deposit Ally Bank — 4.85% APY (1 year): 60 days' interest early withdrawal penalty BMO Harris — 4.50% APY (3 years)...
According to the, the average 12-month CD rate today is 1.88%. However, many banks currently offer rates of 4%–5%, especially for terms under two years. This allows them to attract new customers with high rates, without allowing them to lock in that rate for an extended period of time...
rates, the highest rate on a 1-year CD was 2.60%. Over the years, we've seen CD rates decrease and then increase again to the levels they are at now in 2024. The top 1-year CD rate today is over 2x what the top rate was when we started writing about the best CD rates in ...