Here's an example of what an online bank's CD rates might look like: CD Term Length APY 6 months 4.85% 12 months 5.00% 18 months 4.50% 24 months 4.00% 36 months 3.50% 48 months 3.50% 60 months 3.75% The interest in CDs is compounded either daily or monthly. Banks will note when...
Sallie Mae, Discover® Bank and Capital One are among the institutions offering the best range of CD rates in 2024, according to our exhaustive analysis. We analyzed more than 140 CD products from 84 banks, credit unions and financial technology companies to create our rankings. We looked ...
Find the best savings rates, cd rates, mortgage rates and more. Compare rates and information on over 8,000 Banks and 7,700 Credit Unions using the world’s largest online database of Bank Rates.
1.5-year, 2-year, 3-year, and 4-year CDrates that compound daily and pay interest quarterly. For long-term goals, investing in longer-term CDs will yield better rates. A5-year CDrate that compounds daily and pays interest quarterly. Choose a 5-year CD if you are sure you won’t nee...
Certificates of deposit (CDs) can have the highest interest rates among bank accounts. The best CD rates today are mostly in the low 4% range for one-year terms and in the mid 3% range for three- to five-year terms. CDs provide a boost to savings, with certain limits: You agree to...
Looking for the best CD Rates (Certificate of Deposit)? Review the Top High Yield Certificate of Deposit rates. Compare the Best CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates.
Best CD Rates in 2025 Best Money Market Accounts in 2025 Best Online Banks in 2025 Best Savings Accounts MethodologyChoosing the right savings account can be a key step in making your money work for you. To determine our Best Savings Accounts, we look for factors beyond just interest rates ...
The Very Best CD Rates and Terms for Certificates of Deposit and savings accounts in the USA and abroad. Current USA Treasury Rates plus top CD rates from Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust,
The best 1-year CD rate right now is 4.60% APY from Vibrant Credit Union—more than 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Feb. 21, 2025.1 “While CD rates have declined a bit...
CD yields closely follow thefed funds rate. Back in October, CD rates reached peaks not seen in more than 20 years. But now, the Fed’s holding pattern has caused CD rates to plateau. Once it appears the Fed is ready to make a rate cut, rates on new CDs will fall. ...