Balance transfer intro APR 0% for 15 months on balance transfers Regular APR 18.74% - 28.74% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: You can save on interest without having to adapt your spending for reward categories. Reward Details Editor...
You just saved up to 21 months of paying as much as 24.99% interest! Do all transfers within the same few days Credit card issuers that you have existing accounts with, often check your credit file for negative changes (soft pull) and receive alerts from the credit bureaus if your score ...
If you think you may end up carrying a balance at some point, consider a credit card that offers no interest on balance transfers for a set period of time — this can range from six months to up to 21 months. During the introductory 0% APR period, you can pay off debt without paying...
"But you want to be sure that you can commit to paying down the debt within the introductory 0% APR time frame. After that, your interest rate may adjust higher, and you may find yourself back in the same shoes." After all, you don't want to wind up with lingering debt once your...
Related Categories to Balance Transfer Credit Cards Cash Back Credit CardsRewards Credit CardsCredit Cards With No Annual Fee Compare Credit Cards You can compare cards side-by-side, plus get info about rewards, points, interest rates, and how to apply — all in one place. ...
An introductory APR offer: Good balance transfer cards come with an introductory 0% APR on transferred balances of at least six months. The best intro 0% APR credit cards will give you 15 months or more of 0% interest before reverting to the s...
The Citi® Diamond Preferred® Card also offers 0% intro APR for 21 months on balance transfers and for 12 months on purchases. The regular interest rate on this card is 17.49% - 28.24% variable. Balance transfers must be completed within 4 months of account opening. You'll also pay ...
Highlights Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 19.99% – 28.74% on balance transfers and purchases after the introductory period ends. Lower your interest rate by 2% each year...
Balance transfers can save money. Say you have a $5,000 balance on a credit card with a 20%annual percentage rate (APR). At that rate, carrying that balance and paying $250 a month would require 24 months to pay off and cost $1,134 in interest. After securing a 12-month 0% balan...
While the balance under a 0% APR balance transfer offer won’t accrue interest during the set period as long as everyminimum paymentis made on time, credit card companies usually charge consumers for moving the balance from the old card to the new card. Bankrate estimates that balance transfer...