Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.74% - 28.74% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus a flat rewards rate...
A 0% balance transfer card works by allowing you to transfer your initial debt from an existing credit card, or multiple cards, to a new one at 0% interest. As you are no longer paying the interest accrued, this means that all of your repayments will go solely towards paying off your...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
A balance transfer is a relatively simple process. You get a credit card that comes with a 0% APR promo period on balance transfers which typically lasts six to 21 months. Note that these cards often require good to excellent credit (or a FICO score of at least 680). Once you have the...
"Balance transfer cards can be a great vehicle to temporarily alleviate the interest burden you're facing on other credit cards," Torabi says. "But you want to be sure that you can commit to paying down the debt within the introductory 0% APR time frame. After that, your interest rate ...
Top 0% Intro APR Credit Cards for Balance TransfersCardBest For0% Period on Balance TransfersRegular APRTransfer Fee Annual Fee Citi Double Cash® Card Top Pick: Long intro period + cash back rewards 18 months (transfers must be completed in first 4 months) 19.24% - 29.24% (Variable) ...
Why this is one of the best balance transfer credit cards: Pay off debt or finance a big purchase with 0% introductory APR on purchases and qualifying balance transfers for 21 months. After that introductory period, there is a 17.24%, 23.74%, or 28.99% variable APR that applies and the ...
That said, credit cards with a zero percent introductory APR can still help you get out of debt and save money along the way. How much you can transfer depends on the credit limit on your new card, which your card issuer determines using factors like your credit score and income. You wo...
This transfer fee will be added to your balance and you will not be charged interest on it while the 0% period lasts. Some cards offer free transfers, so switching the debt over is free. These cards might come with shorter interest-free periods, but it means you can save on charges an...
These cards may not offer thelongest introductory 0% APR periods(see Select's list ofbest balance transfer cardsif you prefer to maximize the amount of time you have to pay off your debt versus paying it off for cheaper), but you can save more money if you're able to pay off debt wi...